Tuesday, December 31, 2019

Essay My Personal Culture - 996 Words

Culture defines people’s values, beliefs, and personal interests. Culture is important because it allows people to maintain a unique identity society. Many cultures have common interests, while others may have customs that differ greatly from that of another. Technology has had a huge impact on present day cultures. Many culture have been altered including my own, and some have been created due to the rise of technology. Cultures differ so greatly that someone belonging to one culture may not agree with the values of another, which then causes social and ethical issues. My culture shares many similarities with others around the world; most of which have connected more people in recent years than ever before. Cultural gaps, and lack of†¦show more content†¦In the past, things were primarily about skin color, and issues regarding people of a particular skin color were handled by such, and not ethnicity. Black people were black people, whites were whites, and so on. The point is that by distinguishing myself from a general role, I am able to have my own identity, and I can make choices for my best interest, and not for the majority. In spite of their differences, both African and African-American culture have been able to connect in certain ways in recent years, as well as other cultures. Technology, specifically social media has allowed my generation to connect with one another even with our cultural differences. There is a chemistry that exists within my generation that my parent’s generation never could have imagined was possible. The International Association of Business Communicators says â€Å"At its core, social media are about sharing information across boundaries. We can now find out what we want from whomever we want. Social media is breaking down hierarchical, regional, age and cultural boundaries† (IABC). Things have changed socially, through digital means, and it’s a big part of what makes me and my generation unique. Today, people in the United States can interact and communicate with people from anywhere around the world. I listened to some weird electronic music from France o ne night and it is amazing that I can do that. The internet hasShow MoreRelatedPersonal Culture And My Family Culture Essay2114 Words   |  9 PagesWhile looking upon my personal culture and my family’s culture in an attempt to find appropriate dishes for this assignment, it became apparent to me that I have no definite culture. Whereas I have lived in Canada my whole life, my family’s background has engaged me in varying cultures, though I have never felt truly attuned to one culture. On the other hand, my father is a first generation Canadian, his parents both from Scotland. Though aware of my Scottish origins and my grandparents’ migrationRead MoreReflection Of My Personal Culture753 Words   |  4 Pagesthey developed in. Those beliefs or customs then shape a person’s mentality and how they interact with the world. Many different characteristics have really shaped me to become who I am today. My personal culture has shaped my own thinking and perce ption of the world considering that I grew up in a small town, my family’s careers, and having divorced parents. In the conservative small town of Mont Belvieu, Texas with a whopping 5,500 population, there is little room for outside opinions. It is just anotherRead MoreMy Personal View On Culture1038 Words   |  5 Pageswhat the term Culture means. There are thousands of different cultures in the world, that’s what makes things fun and interesting. I’m aware some individuals would argue that books are the most accurate source I can find. However, in this situation you and I are the living definitions of culture, what it means to us, and the role it plays in our lives on a daily basis. Just knowing that makes you and I the most credible source obtaining knowledge on the definition culture. Culture is not only aboutRead MoreMy Personal Experience of Culture1816 Words   |  7 Pagesand people are expected to take them on for their personal wellbeing and for societys wellbeing as a whole. Even with these, other behaviors can be damaging for ones personal identity, considering tha t the respective person no longer has the ability to distinguish between ideas that are his or hers and ideas that have been induced as a result of the environment that they live in. It all started when I realized that my dreams were not actually my dreams. Surely, this might sound confusing, but readRead MoreMy Personal Experience Of My Arabic Culture874 Words   |  4 PagesArabic Culture Culture is a very significant attribute of human experience determining to a large extend the way people relate with others within their environment. According to Mahfouz (2011), culture is also important not just for managing the way understand and relate with each other but also as a form of identification giving people a sense of belonging and identity. The human race is highly cultured with many different people preferring to lead their lives based on traditions definedRead MoreMy Personal Culture : Ralph Waldo Emerson910 Words   |  4 PagesMy Personal Culture (question) What to choose? Everyday, we have the choice to choose who we want to be. Daily, we have the option of reflecting upon yesterday and growing from our mistakes, to change our future. We are all sculpted by our virtues and personal culture. Discovering our personal culture is like growing and breathing. We all do it but many don’t take the time to think about and appreciate it. As Ralph Waldo Emerson, the famous Transcendentalist writer once said, â€Å"What is a weed? A plantRead MorePersonal Statement : My Mexican American Culture1625 Words   |  7 PagesAll cultures are different and influence how we develop as adults. In my Mexican American culture many virtues of strength, courage, and hope has been passed on. Growing up in an environment where financial hardship prevailed I was still able to observe how my parents had hopeful attitudes, loved, had patience, and kindness toward others. Our strong family unity brought me comfort and confidence in knowing I had their support and guidance. The qualities my family passed on to me are hope, love, patienceRead MorePersonal Statement : My Personal Perspective On Privilege, Race, And Culture Essay2741 Words   |  11 Pagesending, my perspective on privilege, race, and culture has drastically changed from my perspective now. The program has challenged me in ways that are unexplainable and I can only imagine how I will feel after completing the program. I had explained in my previous reflection papers how my physical disability and my ethnicity have helped define my identity. The program has helped provide insight and awareness about my identity and how I view myself. One thing that is a massive part of my identityRead MorePersonal Items that Defined My Culture Essay691 Words   |  3 Pagespresent to us our culture. As a small child, my parents introduced me to the world, and what a wonderful place it can or can’t be. Different traditions were taught to me throughout my years and these developed into the fundamental ideas for my lifestyle and culture. The idea of culture that we all share is extremely complex, so it is hard to define any parts of it without the use of symbolism. In order to define my culture, I selected three objects to represent me and my culture in a broad spectrumRead MorePersonal Reflection Essay - My Year I Became A Culture Shock For Me771 Words   |  4 Pagesfor the very first time. My 7-year-old self, full with excitement and glee could not wait to finally visit my parents’ motherland, Nigeria. Being born in America, visiting such different nation was a culture shock for me especially because I was so young. While I was there, I experienced many different things with my parents such as participating in many Nigerian traditional events and becoming more exposed to the roots I was brought up from. Although I thoroughly enjoyed my visit, there was an event

Sunday, December 22, 2019

Apology and Phaedo, by Socrates - 833 Words

Riya Roy HON 105 Will McNeil 04/15/14 Paper One Contemplating Death Both philosophers and non-philosophers stand on a level of equality with respect to death. There are no experts on death, for there is nothing to know about it. Even those who study the death process have no edge on the rest of us. We are all equals in thinking about death, and we all begin and end thinking about it from a position of ignorance. One trouble with discussing this topic is the instinctive fear of death. We tend to avoid death in our thoughts and actions. However, if we could forget our fears for a minute, we could see more clearly how interesting the concept actually is from a more detached point of view. One of the most interesting views on death comes from an ancient Greek philosopher, Socrates. In the texts that are going to be analyzed in this essay, Apology and Phaedo, are the retellings of words and thoughts of Socrates by Plato, a pupil and admirer of Socrates. Both texts lecture about the topic of death and though both are the thoughts of Socrates at different t imes of his life, they have similar and contrasting views on the outlook of death. The Apology is the most authentic account that has been preserved of Socrates defense of himself as it was presented before the Athenian Council. Socrates accusers are poets, craftsmen, politicians and orators who accuse him of corrupting the youth by making them lose confidence in the government that has jurisdiction over them. Socrates speaksShow MoreRelatedThe Apology And Phaedo By Socrates914 Words   |  4 PagesIn the Apology and Phaedo, as Socrates prepares to die his friends are concerned about him and why he does not fear death, but rather looks forward to this. Plato through Socrates makes this statement of his beliefs of death and what lies beyond this final barrier of consciousness. Plato believes that we live on through our souls and into another body. Socrates faces death with excitement because in his eyes to die is to practice perfect philosophy. This comes from his Argument of Opposites and theRead MorePlato s Apology And The Apology1591 Words   |  7 PagesIn thi s paper I will discuss how Plato s Apology and Phaedo have difference ideas of what it means to be a philosopher. I will explain how in the Apology, the philosopher is wise in how he/she understand that they are wise because they know that they don t know, and in Phadeo the philosopher knowledgable and are concern in gaining more knowledge. In Plato s Apology we learn about Socrates life and who he really is. In platos Apology a philosopher is a wise person because he understands thatRead MoreArguments On Death And How The Human Condition1197 Words   |  5 PagesDeath and How They Relate to the Human Condition In Plato’s â€Å"Five Dialogues†, Socrates argues what he believes death is and what it will bring, and then urges humans to not fear death and perhaps even embrace it. Though the arguments both aim to dispel the fear of death, only one, the Phaedo, truly provides insight into the meaning of death, the preparation for it, and goes on to expound the human condition. The Phaedo does this in a detailed way by offering a strong argument that provides answersRead MoreTry to Persuade Socrates Friends to Save Him Against His Will1191 Words   |  5 PagesTry to persuade the Socrates`s friends to save him, against his will. Socrates Is one of the most colorful figures of the ancient Greek world, who the strangeness of privacy life have always been of special philosophical and political science. He was convict to death because he does not believe in God and corrupted the youth people to do the same. In Plato`s dialogue Crito, Socrates spent his last time in the prison. Crito is coming to save Socrates and have plans how toRead MoreThe Comparison Of Socrates And The Death Of Plato And Plato1292 Words   |  6 Pagesdrawing and different pieces of art to the Bible. Today we will be discussing the The Death of Socrates (Apology Crito and Phaedo) and the author Plato. Plato was a student of Socrates. In these dialogues, he narrates the events leading up to Socrates’ death. To begin I will be discussing the reasons why Plato wrote these dialogues. Leading into the discussion of each dialogue and the importance each work. Socrates was a man who in these dialogues discusses how during his life he knew that he did not knowRead MorePhilosophies Relationship to Death Essay971 Words   |  4 PagesDeath Apology and Phaedo Knowledge of Death versus Belief in a Soul In Plato’s Apology, Socrates says that he knows nothing of death while in Phaedo he discusses many of his beliefs on death and its philosophical ramifications. From this simple perspective it may seem as though he is contradicting himself although he, after further investigation, is not. Philosophically, the idea of death and an afterlife can be looked at from multiple non-contradictory viewpoints. Socrates talks of hisRead MoreEssay about Socrates vs Gilgamesh1173 Words   |  5 PagesJoe Arce 19 Sept 2011 Socrates Vs. Gilgamesh Socrates’ view of death in the Phaedo, Crito, and Apology is complex. His argument tries to prove that philosophers, of all people, are in the best state to die or will be in the best state after life because of the life they lead. Socrates’ views are sharply contrasted in The Epic of Gilgamesh. In fact, he would probably say that Gilgamesh had not lived the proper kind of li fe and his views of life, and death would lead to an unsettled existence in theRead MoreThe Death Of Socrates And Jacques-Louis David1578 Words   |  7 Pagesof Socrates was painted by the French painter Jacques-Louis David during the Neo-classical era in 1787. The painting illustrates the execution the Philosopher Socrates as told by Plato in his Phaedo. In 399 B.C, the Athenian court had put Socrates on trial for talking about things in the sky and below the earth, corrupting the minds of the youth, and not believing in the gods, but in other spiritual things. Socrates was then sentenced to death by drinking a poisoned hemlock. In Plato’s Phaedo DeathRead MoreThe Body And The Soul1153 Words   |  5 PagesAn Analysis of the Distinctions of the Body and the Soul in the Philosophy of Socrates This philosophical study will define the distinctions of the body and the soul as defined in the philosophy of Socrates. In the Phaedo, Socrates defines the important distinction between the †visible† body and the â€Å"invisible† substance of the soul. Socrates defines the temporal and changing nature of the visible body, which is impermanent. In contrast to this view, the soul is a higher form of incomposite energyRead MoreUnderstanding Philosophy and Its Benefits1194 Words   |  5 PagesUnderstanding Philosophy and its Benefits By: Anonymous Understanding Philosophy and its Benefits 1 Many of Plato’s dialogues such as the Euthyphro, Apology, Crito and Phaedo are based upon the same reoccurring theme, the defense of the study of philosophy. Plato’s dialogues notable for their depth in a relatively narrow framework, attempt to argue the benefits of philosophical reasoning through essence, knowledge and truth. To understand the benefits of philosophy one must pose the question

Saturday, December 14, 2019

Stress Management Tips for College Students Free Essays

Stress Management Tips for College Students Being a student can be a very an exciting time – with loads of new friends, clubs, courses and experiences with the new semester, there’s a lot to look forward to and enjoy; however, there can also be a lot of pressures with juggling part-time jobs, assignments and exams and essays. Trying to manage all these things at once can cause students a lot of stress. We believe with appropriate focus and following stress management tips for college students, you can be in much better shape. We will write a custom essay sample on Stress Management Tips for College Students or any similar topic only for you Order Now According to Dr. Forbes, â€Å"Stress occurs when your tension level exceeds your energy level, resulting in an overloaded feeling and as long as our available energy exceeds our tension level, then we’re in an okay state†. Dr. Forbes says. â€Å"But if energy is low and tensions are higher, then that can result in a state of anxiety, depression, and feeling overwhelmed.† David S. Walonick explains in his article that â€Å"short-term stress has served a useful purpose in our survival. Long-term stress, however, involves increasingly higher levels of prolonged and uninterrupted stress. The body adapts to the stress by gradually adjusting its baseline to higher and higher levels.†It might not seem like it when you’re feeling down, but living a more stress free life is possible. If you’re not careful, working too hard and worrying too much can lead to â€Å"burnout† – when everything seems bleak and you have nothing left to give. There are some really easy ways to beat stress effectively. Here are some of the stress management tips for college students: 1. Eat a Healthy Diet Eating fresh fruit and vegetables is really important. Studies have found that juices filled with vitamin C, such as orange or grapefruit juice, are good for your immune system and can help with stress. When you’re busy and tired it can be tempting just to grab another pizza or ready meal, but cooking from scratch can be therapeutic as well as being healthier. Stress Management Tips for College Students 2. Exercise Exercising once a week is a proven way to reduce students stress. It helps your body produce endorphins, which make you feel good. Even daily walks of 30 minutes can help reduce stress levels but it’s even better to work out intensively. Even if you don’t feel like it at the time you will feel the benefits afterwards. Joining a sports club could also help with stress as the regular contact with other people should help relieve your stress. 3. Meditation It might sound simple, but sitting quietly for 10 minutes a day can really help with stress levels. If you’ve never tried meditation before, it’s worth a go. Good breathing techniques can put you in a more relaxed state as they send oxygen surging through your bloodstream, helping to calm you down and beat the stress. 4. Take a break! Short breaks between working can help you switch off. But longer breaks are important too. How about taking the weekend off to relaxMake time for fun and for yourself even if this means that you have to schedule time away from your work. You’ll hopefully come back to your work feeling fresh. 5. Sleep (and sign off Facebook) Sleep is always the best medicine and some people find that small 20-minute naps can help increase productivity. As students we tend to spend too much time on social media sites and answering emails, texts and phone calls. Sociability is fun – but too much of it, and too much computer time, can lead to more stress. Failing to switch off from work because of your electronic gadgets will only make you even more stressed. 6. Use our site Don’t forget that our site is also here to help support you through the pressured times; our essay writing and exam preparation services are designed to relieve you of the stress of preparing an assignment while getting you the highest possible marks. Visit our site to find out more. How do you manage stressShare your tips in the comments section below To modify or extend any essay or to get pricing on a custom essay Contact Us Today How to cite Stress Management Tips for College Students, Essay examples Stress Management Tips for College Students Free Essays Stress Management Tips for College Students Being a student can be a very an exciting time – with loads of new friends, clubs, courses and experiences with the new semester, there’s a lot to look forward to and enjoy; however, there can also be a lot of pressures with juggling part-time jobs, assignments and exams and essays. Trying to manage all these things at once can cause students a lot of stress. We believe with appropriate focus and following stress management tips for college students, you can be in much better shape. We will write a custom essay sample on Stress Management Tips for College Students or any similar topic only for you Order Now According to Dr. Forbes, â€Å"Stress occurs when your tension level exceeds your energy level, resulting in an overloaded feeling and as long as our available energy exceeds our tension level, then we’re in an okay state†. Dr. Forbes says. â€Å"But if energy is low and tensions are higher, then that can result in a state of anxiety, depression, and feeling overwhelmed.† David S. Walonick explains in his article that â€Å"short-term stress has served a useful purpose in our survival. Long-term stress, however, involves increasingly higher levels of prolonged and uninterrupted stress. The body adapts to the stress by gradually adjusting its baseline to higher and higher levels.†It might not seem like it when you’re feeling down, but living a more stress free life is possible. If you’re not careful, working too hard and worrying too much can lead to â€Å"burnout† – when everything seems bleak and you have nothing left to give. There are some really easy ways to beat stress effectively. Here are some of the stress management tips for college students: 1. Eat a Healthy Diet Eating fresh fruit and vegetables is really important. Studies have found that juices filled with vitamin C, such as orange or grapefruit juice, are good for your immune system and can help with stress. When you’re busy and tired it can be tempting just to grab another pizza or ready meal, but cooking from scratch can be therapeutic as well as being healthier. Stress Management Tips for College Students 2. Exercise Exercising once a week is a proven way to reduce students stress. It helps your body produce endorphins, which make you feel good. Even daily walks of 30 minutes can help reduce stress levels but it’s even better to work out intensively. Even if you don’t feel like it at the time you will feel the benefits afterwards. Joining a sports club could also help with stress as the regular contact with other people should help relieve your stress. 3. Meditation It might sound simple, but sitting quietly for 10 minutes a day can really help with stress levels. If you’ve never tried meditation before, it’s worth a go. Good breathing techniques can put you in a more relaxed state as they send oxygen surging through your bloodstream, helping to calm you down and beat the stress. 4. Take a break! Short breaks between working can help you switch off. But longer breaks are important too. How about taking the weekend off to relaxMake time for fun and for yourself even if this means that you have to schedule time away from your work. You’ll hopefully come back to your work feeling fresh. 5. Sleep (and sign off Facebook) Sleep is always the best medicine and some people find that small 20-minute naps can help increase productivity. As students we tend to spend too much time on social media sites and answering emails, texts and phone calls. Sociability is fun – but too much of it, and too much computer time, can lead to more stress. Failing to switch off from work because of your electronic gadgets will only make you even more stressed. 6. Use our site Don’t forget that our site is also here to help support you through the pressured times; our essay writing and exam preparation services are designed to relieve you of the stress of preparing an assignment while getting you the highest possible marks. Visit our site to find out more. How do you manage stressShare your tips in the comments section below To modify or extend any essay or to get pricing on a custom essay Contact Us Today How to cite Stress Management Tips for College Students, Essay examples

Friday, December 6, 2019

Strategic Finance

Question: Describe about the capital asset pricing model. Answer: Introduction Capital asset pricing model (CAPM) proves to be very efficient in the analytical toolkit of financial manager despite the fact that it is based on strong assumptions. CAPM proposes a very powerful theory of asset pricing by associating portfolio investment to beta (single-risk factor). It states that the expected return on an asset which is above the risk-free rate is proportional to non-diversifiable risk (Berk et. al, 2015). Many economists have criticized the reality and simplicity of this theory but its still used by firms as an effective model for calculation of cost of capital. This paper will discuss these implications in the light of recent developments. The assumptions of this model will be discussed together with the major theories and then the discussion through critics of the assumptions. It needs to be noted that despite it s popularity and usefulness, the entire concept is based upon the assumptions. Importance and development in the current scenario CAPM is still regarded as one the best financial theories ever developed and William Sharpe was even awarded for his work in CAPM and this raises a question that why are there several critics to this theory (Da et. al, 2012). It is because of the strong assumptions on which the theory is based but it is to be noted that the proponents of this model argue that capital market functions as if these assumptions are satisfied (Berk et. al, 2015). In CAPM, everyone bears same risks in varied amounts, investors grasp diversified portfolios and they require a return for their risk (systematic) as unsystematic risk can be ignored. Depending upon the expected rate of return, investors rank their portfolio and as every investor hold the same portfolio, it is normal that they are satisfied to purchase the market portfolio. Furthermore, part of the risk on these assets can be diverted by purchasing different assets (Ferris et. al, 2010). Also, the risk of these assets is not attributed to the var iability of return but this variability will be accurate if every dime of money is invested in a single asset. It is to be noted that by diversification, the risk which is unique or isolated to individual stocks can be eliminated but not that risk which is declined by the market as a whole (Vaitilingam, 2010). In this context, the assumptions of CAPM prove useful as it support in concentrating on the relation between risks (systematic) and return but the real world clearly does not agree with this idealized world and when these assumptions do not meet the expectations of real world, the effectiveness of CAPM gets affected (Davies Crawford, 2012). Hence, it is one of the major drawbacks that are the proceedings of the CAPM get affected by the assumptions. Assumptions and the importance The first assumption assumes a financial market filled with highly-educated buyers and sellers while the second assumption explains investors that care about wealth and opt more to less. Hence, it ascertains that the major inclination is towards wealth creation and a prudent additionally, the hypothetical investors demand a premium in a higher expected return form, for the risks they undertake (Da et. al, 2012). These two assumptions are the cornerstones of modern financial theory but with the development of CAPM, more assumptions are derived. These include markets without transaction costs, restriction on short-selling and borrowing, tax-free market, investors holding diversified portfolios etc (Christensen, 2011). These assumptions are not valid in the real world, for example, even a small business acquisition involves transaction costs, income from capital gains are taxed in different ways thus nullifying the assumption of tax-free market. Furthermore, Sharpe states that every investor has same belief about the return, risk and strategies of investment but in reality, investors have varied opinions on these. Despite all these, CAPM continues to roar as one of the best methods for calculating required return. The justification here is that although the assumptions are unrealistic, reality simplification is sometimes required to develop efficient models (Damodaran, 2010). These underlying assumptions alone cannot be considered for the true test of CAPM and instead the usefulness and validity must also be considered. Through the tolerance of these assumptions, an idealized but concrete model can be derived that can measure risk to return. Critics After the creation of CAPM, various researchers criticized the model. This was due to the fact that various loopholes in the model made the theory problematic but the advantages cannot be altogether neglected. CAPM assumes that risk can be measured by the standard deviation of systematic risk of an asset relative to the market standard deviation as a whole but in 1973, Fama and McBeth stated that standard deviation and Beta is irrelevant for determining the return as these cannot measure risk. Then in 1977, Richard Poll argued that CAPM and testing assets mean variance efficiency is totally same but if the market is unobservable, then the mean variance efficiency of market cannot be tested. In 1981, Rolf Banz stated that CAPM leads to misspecification as smaller firms have high risk adjusted returns than large firms. After the publication of this article, Berk, a critique of size-related anomalies, emphasized that risky firms have high returns and low market values. Further in 1992, Fama and French expressed that CAPM was useless for what it was developed (McLaney, 2003). They have written several papers in order to find an alternate for CAPM and according to their paper in 2004, they stated that the major problem with CAPM was that it constituted theory of market portfolio mainly and was based on many assumptions but this fact must not compulsorily take too much from the application of this model. In relation to this, Fama and French designed a three-factor model as an alternative to CAPM (Graham Smart, 2012). Three variables were used in this model that argued that beta was must not solely be considered for determining expected return but book-to-market ratio and market capitalization was also important. They stated that by adding these variables to the original calculation of CAPM justified around 90% of the diversified return of portfolio in comparison to the 70% of returns by CAPM (Choi Meek, 2011). Their arguments stirred the debate as they were very st rong but sooner in 1995, Kothari argued that the evidence of Fama and French were based on data that was affected by survivorship bias on the COMPUSTAT. In 1997, Daniel and Titman concluded that no higher returns were found under the three-factor model. All these developments in the area of CAPM clearly portray that however ineffective CAPM appears to be, it will still be the most popular way for ascertaining returns. In 2001, Harvey and Graham depicted through their paper that CAPM is widely used despite its assumptions and critiques. According to their research, CAPM was used on a scale of around 73.5% while a study by Bruner concluded it to be 84.5%. The Harvard Business Review prescribes that the reason behind so many critics for CAPM was that it was a relatively new model at that time but the concerns raised by it is that, firstly the value of beta are subject to alterations over time according to the change in the capital structure of company even though it is ascertained from historical or past data. Secondly, too much estimates of market return (expected) are subject to flaws. Finally, HBR drags the theoretical and practical problems by applying the CAPM model consecutively and recommends that CAPM model must be used in synchronization with other models in order to ascertain the cost of equity like Dividend Growth Model, Weighted Average Cost of Capital etc (Arnold, 2010). The developments and amendments ensured that CAPM can be used widely and that the procedure leads to a desirable result. Conclusion Hence, CAPM is still an efficient model for estimating return and cost of equity despite its assumptions and critiques. The faults lie in its applicability as well as its theoretical structure. The market portfolio theory of Markowitz model creates a downfall for CAPM and attracts many critiques (Williams, 2012). Other alternative models like Fama and Frenchs three-factor model, Dividend Growth Model, WACC etc are also used. Fischer Black models adaptation to CAPM, also called Black CAPM is viewed more realistic by professionals as the calculation does not accommodate riskless assets (Arnold, 2010). Going by the discussion it can be commented that CAPM is placed in a better fashion and provides a better aspect because the variables in CAPM is ascertained by the share price per data and beta is evaluated by utilizing the statistical method. But on a whole, this does not conclude that CAPM is not an efficient model, it is very unique in its way that considers the markets systematic ris k as a whole (Brealey et. al, 2011). The fact that it calculates expected returns and not actual returns, and even future cannot be predicted, CAPM becomes the most accurate way. Investors can utilize the concept of CAPM is collaboration with other tools that will provide a strong stability and will helps in decision-making process. References Arnold, G. (2010) The Financial Times Guide to Investing. Prentice Hall. Berk, J., DeMarzo, P. and Stangeland, D. (2015). Corporate Finance. Canadian Toronto: Pearson Canada. Bodie, Z., Kane, A. and Marcus, A. J. (2014). Investments. McGraw Hill Brealey, R., Myers, S. and Allen, F. (2011). Principles of corporate finance. New York: McGraw-Hill/Irwin. Choi, R.D. and Meek, G.K. (2011). International accounting. Pearson Press . Christensen, J. (2011) Good analytical research, European Accounting Review, 20(1), 41-51 Damodaran, A. (2010) Applied Corporate Finance: A Users Manual. New York: John Wiley Sons Damodaran, A. (2012) Investment Valuation. New York: John Wiley Sons. Davies, T. and Crawford, I. (2012).Financial accounting. Harlow, England: Pearson. Da, Z., Guo, R.J. and Jagannathan, R. (2012) CAPM for estimating the cost of equity capital: Interpreting the empirical evidence. Journal of Financial Economics 103 (2012) 204220 Ferris, S.P., Noronha, G. and Unlu, E. (2010) The more, merrier: an international analysis of the frequency of dividend payment, Journal of Business Finance and Accounting, 37(1), 14870. Graham, J. and Smart, S. (2012). Introduction to corporate finance. Australia: South-Western Cengage Learning. McLaney, E. (2003) Business Finance, Theory and Practice. FT Prentice Hall Vaitilingam, R. (2010) The Financial Times Guide to Using the Financial Pages. London: FT Prentice Hall. Williams, J. (2012).Financial accounting. New York: McGraw-Hill/Irwin.